Myślenie prewidystyczne w polityce mieszkaniowej

Abstrakt

An attempt to determine predictive thinking in the area of housing policy and state intervention in real estate markets has been the main aim of this paper. In this study housing policy, its goals and instruments have been identified. Besides, main changes in the housing environment have been evaluated. Predictive thinking should be widely used in housing as the effectiveness of the housing policy depends on precise judgment of the housing stock`s changes. Information asymmetry, high transactional costs and problems of social and spatial inequalities are the crucial arguments for the state intervention. Implementation of the predictive thinking in institutions in charge of housing policy should increase efficiency of enrolled instruments and reduce adaptive expectations of markets’ participants. Moreover, correct anticipation of demographic changes determines the extent of housing needs which are the main basis for formulating goals of housing policy.